Fast Approval,
Cash in 24 Hours
Borrow up to RM 500,000. A seamless, 100% online loan experience designed for Malaysians.
Check Your Eligibility
Please fill in your details below to get a free quote.
Your data is 100% secured under Malaysia PDPA Act.
Your Trusted Local Financial Partner
Since our establishment, Berjaya Capital has been committed to providing the fastest and most transparent financing solutions for Malaysians and SMEs. We know how important immediate cash flow is during critical times.
>90%
Client Satisfaction
150+
Local Advisors
80%
Approval Rate
24/7
Online Support
Why Prefer Our Loans?
Our Core Advantages
-
Low Interest
3% - 10% promotional rates to ease your burden.
-
24-Hour Approval
No waiting. Get approved and funded on the same day.
-
Up to RM 500,000 Limit
Providing the highest market limits based on your capability.
-
3 - 84 Months Repayment
Flexible tenures to protect your cash flow.
5 "NO"s for Your Protection
- No Meetups (100% Online)
- No Guarantor Required
- No Hidden Fees
- No ATM Card Retention
- No Upfront Fees Before Approval
Tailored Financial Solutions
Personal Loan
Whether for home renovation, medical emergencies, or debt consolidation, we provide fast cash support to solve your personal needs.
Requirements
- 18+ Malaysian / Local Resident
- Must apply personally
- Min. Salary RM 3,000
- AKPK & CTOS/CCRIS Accepted
Required Documents
- IC Front & Back
- Latest 3 Months Payslip
- Bank Statement (Auto-credit)
- Latest Utility Bill
Business Loan
Designed for SMEs to overcome cash flow hurdles, purchase equipment, expand operations, or pay suppliers on time.
Requirements
- Registered SME (Enterprise/Sdn Bhd)
- Operating with Active Cash Flow
- Director must apply
- AKPK / CTOS directors accepted
Required Documents
- Director's IC
- At least 3 months SSM
- Latest 3 Months Company Bank Statement
- Latest Utility Bill
Auto-Rejection Notice (Do NOT Apply If:)
To ensure quality and compliance, our system automatically rejects: cash-only salary (no bank records), no proof of income (e.g., unemployed/retired), bankrupt individuals, salary below RM3,000, or heavily blacklisted by other legal agencies.
Repayment Estimation
Based on a low 3.5% flat rate (For reference only)
| Loan Amount | 1 Year (12 Mths) | 3 Years (36 Mths) | 5 Years (60 Mths) |
|---|---|---|---|
| RM 5,000 | RM 431 /mth | RM 153 /mth | RM 98 /mth |
| RM 10,000 | RM 862 /mth | RM 307 /mth | RM 195 /mth |
| RM 30,000 | RM 2,587 /mth | RM 920 /mth | RM 587 /mth |
| RM 50,000 | RM 4,312 /mth | RM 1,534 /mth | RM 979 /mth |
| RM 100,000 | RM 8,625 /mth | RM 3,069 /mth | RM 1,958 /mth |
*Actual approved amount and interest rate depend on your credit profile.
What Our Clients Say
Thousands of Malaysians have solved their financial issues here.
"Saved my business! Approved RM50k in 24h, absolutely no hidden or upfront fees. Very thankful for Berjaya Capital!"
Mr. Wong
Restaurant Owner · KL
"Sangat cepat dan telus! Needed cash for car repair. Process was 100% online, submitted today and got cash tomorrow."
Ahmad
Technician · Selangor
"Banks rejected me due to late CCRIS records. Berjaya helped restructure my debt with low interest. Life is easier now."
Ms. Lim
Online Seller · Penang
"My mom was hospitalized and I needed emergency cash. They replied even at night, got the cash the next afternoon. A lifesaver!"
Sarah
Clerk · Johor
"Contractors owed me money. Took a RM100k business loan to pay for materials. Way easier than bank process, just showed SSM and Bank Statements."
Chan
Renovation · Melaka
"Working full time, no time to visit branches. This is 100% online via WhatsApp/PDF. Super convenient, highly recommended!"
Teo
Sales Exec · KL
"Saved my business! Approved RM50k in 24h, absolutely no hidden or upfront fees. Very thankful for Berjaya Capital!"
Mr. Wong
Restaurant Owner · KL
Get Your Custom Loan Plan Now
Takes only 1 minute to check. Let our professional team handle your financial stress.
Calculate My Limit Free